ELLOUSA.COM, LEADCHASERS.COM, OWNERWISE.COM COMMUNITY DIRECTORIES, ELLOUSA.COM OF "YOUR TOWN" .COM AND THE ELLOUSA.COM NATIONAL ASSOCIATION OF COMMUNITY DIRECTORIES WEB SITE PRIVACY POLICY, RULES, REGULATIONS, NOTICES,  CONDITIONS AND THE "TERMS OF USE" AGREEMENT BETWEEN "USER" AND "ELLOUSA.COM COMMUNITY DIRECTORIES"  SITES AND SERVICES. "USER' INCLUDES ANY PERSON OR ENTITY THAT OWNS, OPERATES OR USES AN ELLOUSA.COM FAMILY WEBSITE.

TERMS OF USE FOR THE ELLOUSA.COM COMMUNITY DIRECTORIES FAMILY OF WEB SITES BY VISITING OR USING ANY OF THE elloUSA.com COMMUNITY DIRECTORIES FAMILY OF WEB SITES OR ANY PAGE OF THE ELLOUSA.COM COMMUNITY DIRECTORIES FAMILY OF WEB SITES, EXCEPT THIS PAGE AND HOME PAGES OF THE ELLOUSA.COM COMMUNITY DIRECTORIES WEB SITES, YOU ARE AGREEING TO BE BOUND BY THESE TERMS OF USE AND THAT SUCH AGREEMENT CONSTITUTES A BINDING CONTRACT BETWEEN YOU AND elloUSA.com COMMUNITY DIRECTORIES. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE DO NOT VISIT OR USE ANY OF THE elloUSA.com COMMUNITY DIRECTORIES WEB SITES OR ANY PAGE OF THE elloUSA.com COMMUNITY DIRECTORIES FAMILY OF WEB SITES. FURTHERMORE, BY USING ANY OF THE elloUSA.com COMMUNITY DIRECTORIES FAMILY OF WEB SITES, YOU ACKNOWLEDGE THAT ELLOUSA.COM COMMUNITY DIRECTORIES IS NOT A REAL ESTATE BROKER, REAL ESTATE AGENT, MORTGAGE BROKER, MORTGAGE LENDER, APPRAISER, HOME INSPECTOR, GENERAL CONTRACTOR, SPECIALTY CONTRACTOR OR ATTORNEY. elloUSA.com COMMUNITY DIRECTORIESS DOES NOT AID OR ASSIST REAL ESTATE BUYERS, SELLERS OR HOMEOWNERS INVOLVED IN FINANCING, SELLING, BUYING, REMODELING, CONSTRUCTING OR INSURING PROJECTS, PLANS OR ENDEAVORS. 

• Post, upload or otherwise transmit any content not related to appropriate subject matters. Post, upload or otherwise transmit any content which is misleading to others, including consumers. Post, upload or otherwise transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable.

• Post, upload or otherwise transmit any content that you do not have a right to post and transmit under any law or under contractual relationships.

• Post, upload or otherwise transmit any content, such that such posting, uploading, or transmission constitutes the infringement of any patent, trademark, trade secret, copyright or other proprietary rights of any party.

• Post, upload or otherwise transmit any materials that contain software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.

• Intentionally or unintentionally violate any applicable local, state, national or international law, or any regulations having the force of law, including the Civil Rights Act of 1866, the Fair Housing Act, the Americans with Disabilities Act, and the Equal Credit Opportunity Act.

• Harvest or otherwise collect information about others, including e-mail addresses.

• Create or use a false identity for the purpose of misleading others.

By posting content to the elloUSA.com Community Directory Web Sites, you grant elloUSA.com Community Directory a non-exclusive license to (1) host, use, reproduce, modify, distribute, transmit, combine with information provided by third parties, and publicly display such content on and through web sites controlled by elloUSA.com Community Directory, including but not limited to the elloUSA.com Community Directory Web Sites, and co-branded or mirrored versions of such sites, and in elloUSA.com Community Directory's promotional or advertising materials, and (3) sublicense to third parties such content to the extent necessary for the creation and maintenance of, in part or in whole, such sites.

You acknowledge that while elloUSA.com Community Directory does not pre-screen content posted by you to the elloUSA.com COMMUNITY DIRECTORIES Web Sites, elloUSA.com Community Directory and its designees shall have the right (but not the obligation) in their sole discretion to refuse or remove any content that is posted by you or any other party to the elloUSA.com Community Directory Web Sites. Without limiting the foregoing, elloUSA.com Community Directory and its designees shall have the right to remove any content that violates this Agreement or is otherwise objectionable, and to terminate your access to any or all of the elloUSA.com Community Directory Web Sites at any time without notice for any reason whatsoever. You agree that you must evaluate, and bear all risks associated with, the use of any content you post to the elloUSA.com Community Directory Web Sites, including any reliance on the accuracy, completeness, or usefulness of such content.

elloUSA.com Community Directory reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.

By posting, uploading, inputting, providing or submitting content to the elloUSA.com Community Directory Web Sites, you warrant and represent that you own or otherwise control all of the rights to such content including, without limitation, all the rights necessary for you to provide, post, upload, input or submit such content.

Indemnification
YOU AGREE TO INDEMNIFY AND HOLD elloUSA.com Community Directory AND ITS, SUPPLIERS, AFFILIATES, SUBSIDIARIES, EMPLOYEES HARMLESS FROM ANY AND ALL CLAIMS AND DEMANDS, INCLUDING, BUT NOT LIMITED TO REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF ANY INFORMATION, INCLUDED BUT NOT LIMITED TO elloUSA.com Community Directory SOLICITED INFORMATION, AFFILIATE SOLICITED INFORMATION, AND YOUR PUBLICLY POSTED INFORMATION, SUBMITTED, POSTED, OR OTHERWISE PROVIDED BY YOU TO THE elloUSA.com Community Directory WEB SITES AND/OR elloUSA.com COMMUNITY DIRECTORIES AND/OR ITS AFFILIATES.

INFORMATION PROVIDED TO YOU THROUGH THE 
elloUSA.com Community Directory WEB SITES
FROM ELLOUSA.COM COMMUNITY DIRECTORIES TO ALL WEB SITE USERS
The elloUSA.com COMMUNITY DIRECTORIES Web Site contains content and information originated by elloUSA.com Community Directory Web Sites. elloUSA.com Community Directory presents and makes available such content and information through the elloUSA.com COMMUNITY DIRECTORIES Web Site as a public service, for the sole purpose of aiding you, the individual consumer. elloUSA.com Community Directory, therefore, cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such information. You are responsible for confirming the sufficiency and reliability of any such information.

NO PROFESSIONAL ADVICE
The information appearing in the elloUSA.com COMMUNITY DIRECTORIES Web site and in email notices is intended solely as general guidance on the home selling, buying, financing, inspecting, insuring, improving, repairing and constructing processes, and does not constitute legal, tax, accounting or other professional advice. Real estate contracts, closing procedures and disclosures are in part guided by state law. Individual situations and state laws vary and users are encouraged to obtain appropriate advice from qualified professionals in the applicable jurisdictions.

NOTICE FOR ALL FINANCIAL AND MORTGAGE TOOLS
These are calculation tools, not an offer to lend. Interest rates shown are for demonstration purposes only.
Actual market interest rates may vary.

MEMBER ACCOUNT, PASSWORD, AND SECURITY
If a particular elloUSA.com Community Directory Site/Service requires you to open an account, you must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form. You then will choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify elloUSA.com Community Directory immediately of any unauthorized use of your account or any other breach of security. elloUSA.com Community Directory will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by elloUSA.com Community Directory or another party due to someone else using your account or password. You may not use anyone else's account at any time, without the permission of the account holder.

PERSONAL AND NON-COMMERCIAL USE LIMITATION
Unless otherwise specified, the elloUSA.com Community Directory Sites/Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the elloUSA.com Community Directory Sites/Services.

LINKS TO THIRD PARTY SITES
The elloUSA.com Community Directory Sites/Services may contain links to third party Web sites ("Linked Sites"). The Linked Sites are not under the control of elloUSA.com Community Directory and elloUSA.com Community Directory is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. elloUSA.com Community Directory is not responsible for webcasting or any other form of transmission received from any Linked Site nor is elloUSA.com Community Directory responsible if the Linked Site is not working appropriately. elloUSA.com Community Directory is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by elloUSA.com Community Directory of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.

Any dealings with third parties (including advertisers) included within the elloUSA.com Community Directory Sites/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. elloUSA.com Community Directory shall not be responsible or liable for any part of any such dealings or promotions.

THIRD-PARTY SERVICES
In order for elloUSA.com Community Directory to distribute your information and facilitate contacts between you and such third parties, you hereby grant elloUSA.com Community Directory permission to disclose any and all of the information that you provide to elloUSA.com Community Directory Sites/Services to any such third party that elloUSA.com Community Directory, in its sole discretion, deems relevant and appropriate.

Any information that you provide to elloUSA.com Community Directory must be true, complete, and accurate, must not represent you as someone else or falsely identify you, and must not violate any law, statute, ordinance or regulation. You are solely responsible for such information and for all of the terms and conditions of transactions between you and such third parties, including, without limitation, terms regarding warranties, insurance, fees, taxes, titles and licenses. You must not submit a request for a third party service through the elloUSA.com Community Directory Web Sites unless you intend, in good faith, to contract with such third party for the use of such service.

elloUSA.com Community Directory is not and will not be responsible for (1) the terms and conditions of any transaction between you and any third party, (2) any insufficiency of or problems with any such third party's background, insurance, credit or licensing, or (3) the quality of services performed by any such third party or any other legal liability arising out of or related to the performance of such services. In the event that you have a dispute with any such third party, you release elloUSA.com Community Directory (and its affiliates, agents and employees) from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the elloUSA.com Community Directory Sites/Services, you will not use the elloUSA.com Community Directory Sites/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the elloUSA.com Community Directory Sites/Services in any manner which could damage, disable, overburden, or impair any elloUSA.com Community Directory Site/Service(s) (or the network(s) connected to any elloUSA.com Community Directory Site/Service(s)) or interfere with any other party's use and enjoyment of any elloUSA.com Community Directory Site/Service(s). You may not attempt to gain unauthorized access to any elloUSA.com Community Directory Site/Service, other accounts, computer systems or networks connected to any elloUSA.com Community Directory Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the elloUSA.com Community Directory Sites/Services. Materials uploaded to elloUSA.com Community Directory Web Sites may be subject to posted limitations on usage, reproduction and/or dissemination, you are responsible for adhering to such limitations if you use the materials.

MATERIALS PROVIDED TO elloUSA.com COMMUNITY DIRECTORIES OR POSTED AT ANY elloUSA.com Community Directory WEB SITE
elloUSA.com Community Directory does not claim ownership of the materials you provide to elloUSA.com Community Directory (including feedback and suggestions) or post, upload, input or submit to any elloUSA.com Community Directory Site/Service or its associated services for review by the general public (each a "submission" and collectively "submissions"). However, by posting, uploading, inputting, providing or submitting your submission you are granting elloUSA.com Community Directory, its affiliated companies and necessary sub-licensees permission to use your submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your submission.

No compensation will be paid with respect to the use of your submission, as provided herein. elloUSA.com Community Directory is under no obligation to post or use any submission you may provide and elloUSA.com Community Directory may remove any submission at any time in its sole discretion.

By posting, uploading, inputting, providing or submitting your submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the submissions.

ELLOUSA.COM COMMUNITY DIRECTORIES PRIVACY & PROTECTION OF PERSONAL INFORMATION

Information Collection and Use
elloUSA.com Community Directory is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. 

ELLOUSA.COM HOMEOWNER'S CLUB Registration
In order to use to use the elloUSA.com Community Directory Family of Web Sites,  a user must first complete the registration form. During registration a user is required to give their contact information (such as name and email address). This information is used to contact the user about the services on our site for which they have expressed interest. It is optional for the user to provide demographic information, such as income level and gender.

ORDERING PRODUCTS AND SERVICES
We request information from the user on our order form. Here a user must provide contact information (like name and shipping address) and financial information (like credit card number, expiration date). This information is used for billing purposes and to fill customer's orders. If we have trouble processing an order, this contact information is used to get in touch with the user.

Cookies
A cookie is a piece of data stored on the user's hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, the cookie simply terminates. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, they may still use our site. Cookies can also enable us to track and target the interests of our users to enhance the experience.

DEMOGRAPHIC INFORMATION SHARING
We may share aggregated demographic information with our partners. This is not linked to any personal information that can identify any individual person. We use an outside shipping company to ship orders, and a credit card processing company to bill users for goods and services. These companies do not retain, share, store or use personally identifiable information for any secondary purposes. We partner with another party to provide specific services. When the user signs up for these services, we will share names, or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.

Links to other web sites
This web site contains links to other sites. Please be aware that we elloUSA.com Community Directory and the Independent Business Owners are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by the elloUSA.com Community Directory Family of Web Sites.

ELLOUSA.COM COMMUNITY DIRECTORY new member verifications,  news 
Updates and Special offers  
We send all new members a welcoming email to verify password and username. Established members will occasionally receive information on products, services, special deals, and a newsletter. If a user wishes to subscribe to our newsletter and Special Promotions, we ask for contact information such as name and email address. We also send the user site and service announcement updates. Members are not able to un-subscribe from service announcements, which contain important information about the service. We communicate with the user to provide requested services and in regards to issues relating to their account via email or phone. Out of respect for the privacy of our users we present the option to not receive these types of communications. Please see our choice and opt-out below.

ELLOUSA.COM home advisor surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Tell-A-Friend
If a user elects to use our referral service for informing a friend about our site, we ask them for the friend's name and email address. elloUSA.com Community Directory will automatically send the friend a one-time email inviting them to visit the site. elloUSA.com Community Directory stores this information for the sole purpose of sending this one-time email. The friend may contact elloUSA.com Community Directory to request the removal of this information from their database.

ELLOUSA.COM COMMUNITY DIRECTORIES security measures
This website takes every precaution to protect our users' information. When users submit sensitive information via the website, your information is protected both online and off-line. When our registration/order form asks users to enter sensitive information (such as credit card number), that information is encrypted and is protected with the best encryption software in the industry. While we use encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our accounting personal or a customer service representative) are granted access to personally identifiable information. Our employees must use password-protected screen-savers when they leave their desk. When they return, they must re-enter their password to re-gain access to your information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices. Every quarter, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our customers' information is protected. 

CHOICE/OPT-OUT AND/OR Correction/Updating Personal Information
If a user's personally identifiable information changes (such as your zip code), or if a user no longer desires our service, we will endeavor to provide a way to correct, update or remove that user's personal data provided to us.  Users who no longer wish to receive our newsletter or promotional materials from our partners may opt-out of receiving these communications by the email at Agent@elloUSA.com 
Users of our site are notified when their information is being collected by any outside parties. We do this so our users can make an informed choice as to whether they should proceed with services that require an outside party, or not.

Notification of Changes
If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

SOFTWARE AND CONTENT AVAILABLE THROUGH THE 
elloUSA.com Community Directory WEB SITES/SERVICES
All content and software (if any) that is made available to view and/or download in connection with the elloUSA.com Community Directory Sites/Services, excluding content and/or software that may be made available by end-users through a Service, ("Software") is owned by and is the copyrighted work of elloUSA.com Community Directory and/or its suppliers and is protected by copyright laws and international treaty provisions. Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You may not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement terms. For any Software not accompanied by a license agreement, elloUSA.com Community Directory hereby grants to you, the user, a revocable personal, non-transferable license to use the Software for viewing and otherwise using the particular elloUSA.com Community Directory Site/Service in accordance with these Terms of Use, and for no other purpose provided that you keep intact all copyright and other proprietary notices. Any reproduction or redistribution of the content and/or Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE CONTENT OR SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. You acknowledge that the Software, and any accompanying documentation and/or technical information, is subject to applicable export control laws and regulations of the USA. You agree not to export or re-export the Software, directly or indirectly, to any coun tries that are subject to USA export restrictions.

ELLOUSA.COM COMMUNITY DIRECTORIES LIABILITY DISCLAIMER  

TO THE PUBLIC & ALL PARTICIPATING INDEPENDENT BUSINESS OWNERS
The elloUSA.com Community Directory Web Sites include a number of venues such as uploading images, creating marketing text, personal web pages, and/or other message or communication facilities designed to enable you to share your thoughts and opinions with other members of the public ("Your Publicly Posted Information"). Since elloUSA.com Community Directory firmly believes in the value of free and open exchanges, it makes no effort and is under no obligation to monitor, pre-screen, or otherwise censor your thoughts and opinions. Therefore, elloUSA.com Community Directory cannot be responsible for the appropriateness, accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such thoughts and opinions. You promise that you will not use the elloUSA.com COMMUNITY DIRECTORIES Web Sites to:

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES AND TO THE INFORMATION THEREIN. ELLOUSA.COM COMMUNITY DIRECTORY AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES AT ANY TIME. ADVICE RECEIVED VIA THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

ELLOUSA.COM COMMUNITY DIRECTORY  AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, LACK OF VIRUSES OR OTHER HARMFUL COMPONENTS AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED WITHIN THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. ELLOUSA.COM COMMUNITY DIRECTORY AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, TITLE AND NON-INFRINGEMENT.

YOU SPECIFICALLY AGREE THAT ELLOUSA.COM COMMUNITY DIRECTORY SHALL NOT BE RESPONSIBLE FOR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY MATERIAL OR DATA SENT OR RECEIVED OR NOT SENT OR RECEIVED, OR ANY TRANSACTIONS ENTERED INTO THROUGH AN ELLOUSA.COM COMMUNITY DIRECTORY SITE/SERVICE. YOU SPECIFICALLY AGREE THAT ELLOUSA.COM COMMUNITY DIRECTORY IS NOT RESPONSIBLE OR LIABLE FOR ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE OR ILLEGAL CONTENT OR CONDUCT OF ANY OTHER PARTY OR ANY INFRINGEMENT OF ANOTHER'S RIGHTS, INCLUDING INTELLECTUAL PROPERTY RIGHTS. YOU SPECIFICALLY AGREE THAT ELLOUSA.COM COMMUNITY DIRECTORY IS NOT RESPONSIBLE FOR ANY CONTENT SENT USING AND/OR INCLUDED IN AN ELLOUSA.COM COMMUNITY DIRECTORY SITE/SERVICE BY ANY THIRD PARTY.

IN NO EVENT SHALL ELLOUSA.COM COMMUNITY DIRECTORY AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES, WITH THE DELAY OR INABILITY TO USE THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ELLOUSA.COM COMMUNITY DIRECTORY OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE ELLOUSA.COM COMMUNITY DIRECTORY SITES/SERVICES.

ELLOUSA.COM COMMUNITY DIRECTORY TERMINATION & ACCESS RESTRICTION
ELLOUSA.COM COMMUNITY DIRECTORY reserves the right, in its sole discretion, to terminate your access to any or all ELLOUSA.COM COMMUNITY DIRECTORY Sites/Services and the related services or any portion thereof at any time, without notice. ELLOUSA.COM COMMUNITY DIRECTORY shall have no obligation to maintain any content provided by you or any third party.

ELLOUSA.COM COMMUNITY DIRECTORY POLICY ON SPAM & DAMAGES
ELLOUSA.COM COMMUNITY DIRECTORY will immediately terminate any account, which it believes, in its sole discretion, is transmitting or is otherwise connected with any Spam or other unsolicited bulk email. In addition, because damages are often difficult to quantify, if actual damages cannot be reasonably calculated then you agree to pay ELLOUSA.COM COMMUNITY DIRECTORY liquidated damages of $6 for each piece of Spam or unsolicited bulk email transmitted from or otherwise connected with your account, otherwise you agree to pay ELLOUSA.COM COMMUNITY DIRECTORY's actual damages, to the extent such actual damages can be reasonably calculated.

ELLOUSA.COM COMMUNITY DIRECTORY CHOICE OF LANGUAGE
It is the express will of the parties that this agreement and all related documents have been drawn up in English. 

ELLOUSA.COM COMMUNITY DIRECTORY GENERAL NOTICE
This agreement is governed by the laws of the State of Washington, U.S.A. You hereby irrevocably consent to the exclusive jurisdiction and venue of courts in Snohomish County, Washington, U.S.A. in all disputes arising out of or relating to the use of the ELLOUSA.COM COMMUNITY DIRECTORY Sites/Services. Use of the ELLOUSA.COM COMMUNITY DIRECTORY Sites/Services is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and ELLOUSA.COM COMMUNITY DIRECTORY as a result of this agreement or use of the ELLOUSA.COM COMMUNITY DIRECTORY Sites/Services. You agree to indemnify and hold ELLOUSA.COM COMMUNITY DIRECTORY, its parents, subsidiaries, affiliates, officers and employees, harmless from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party due to or arising out of your use of or conduct on the ELLOUSA.COM COMMUNITY DIRECTORY Sites/Services. ELLOUSA.COM COMMUNITY DIRECTORY reserves the right to disclose any personal in formation about you or your use of the ELLOUSA.COM COMMUNITY DIRECTORY Sites/Services, including its contents, without your prior permission if ELLOUSA.COM COMMUNITY DIRECTORY has a good faith belief that such action is necessary to: (1) conform to legal requirements or comply with legal process; (2) protect and defend the rights or property of ELLOUSA.COM COMMUNITY DIRECTORY or its affiliated companies; (3) enforce the terms or use; or (4) act to protect the interests of its members or others. ELLOUSA.COM COMMUNITY DIRECTORY's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of ELLOUSA.COM COMMUNITY DIRECTORY's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the ELLOUSA.COM COMMUNITY DIRECTORY Sites/Services or information provided to or gathered by ELLOUSA.COM COMMUNITY DIRECTORY with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and ELLOUSA.COM COMMUNITY DIRECTORY with respect to the ELLOUSA.COM COMMUNITY DIRECTORY Sites/Services and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and ELLOUSA.COM COMMUNITY DIRECTORY with respect to the ELLOUSA.COM COMMUNITY DIRECTORY Sites/Services. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

ELLOUSA.COM COMMUNITY DIRECTORY COPYRIGHT & TRADEMARK NOTICES

All contents of the ELLOUSA.COM COMMUNITY DIRECTORY Web Sites are: Copyright (c) 1980 - 2004 ELLOUSA.COM COMMUNITY DIRECTORY and/or its suppliers, Camano Island, Washington 98282. U.S.A. All rights reserved.

All materials on the ELLOUSA.COM COMMUNITY DIRECTORY Web Sites (as well as the organization and layout of the ELLOUSA.COM COMMUNITY DIRECTORY Web Sites) are owned and copyrighted or licensed to ELLOUSA.COM COMMUNITY DIRECTORY, its affiliates or its suppliers. (c) 1999 - 2007 Copyright ELLOUSA.COM COMMUNITY DIRECTORY. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at the ELLOUSA.COM COMMUNITY DIRECTORY Web Sites is permitted without the written permission of ELLOUSA.COM COMMUNITY DIRECTORY. Any rights not expressly granted herein are reserved.